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Our Privacy Policy
Effective: April 02, 2024
Introduction

The Browpay privacy policy, (the "Agreement") are the set-out actions provided by Browpay Technologies Limited ("we," "us," or "our") to ensure the privacy of your information. We are committed to protecting the privacy and security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal and financial information. By using Browpay, the Browpay Software and the Browpay Application Programming Interface (APIs), you consent to the practices described in this Privacy Policy.

Do not use Browpay if you do disagree with any of the provisions of this privacy policy.

Information we collect

Personal Information

We may collect the following information when you use Browpay

  • Name
  • Date of Birth
  • Government-Issued Identification and Verification Numbers
  • Contact Information (email address, phone number, postal address
  • Bank Account Information (Account Number, and Business Banking Information).
  • Email Address and Passwords
  • Transaction History
  • Identification and verification documents

    • Non-Personal Information

    We also collect non-personal information automatically when you interact with our payment services, including:

  • IP address
  • Browser Type
  • Device Type
  • Operating System
  • Clickstream data
  • Usage patterns
  • Geolocation information (if enabled)
    • How we use your Information

    We may use your information for the following purposes:

  • Providing and improving Browpay's services
  • Verifying your Identity
  • Processing payments
  • Communication with you about your account and transactions.
  • Detecting and preventing fraud, unauthorized access and other illegal activities
  • Analysing Payment trends and user behaviour
  • Complying with legal obligations, including anti-money laundering (AML) and Know Your Customer (KYC) requirements
    • Third Party Disclosure

    We may share your information with third parties under the following circumstances:

  • With your explicit consent.
  • Compliance with legal obligations and regulatory requirements
  • Request by Law Enforcement Authorities in a legal criminal investigation.
  • To process payments and complete transactions
  • To prevent and investigate fraud or unauthorized access
  • In connection with a merger, acquisition, or sale of assets.
    • Cookies

    We use cookies and similar tracking technologies to enhance your experience and collect information about your activities on Browpay. You can manage your cookie preferences through your browser settings. However, please note that disabling cookies may impact the functionality of our service delivery.

    Your Choices

    Here are your rights and choices regarding your personal information:

  • Access and review your data: You can request access to your personal information and review its accuracy
  • Correct your data: You have the right to correct inaccuracies in your personal information.
  • Withdraw Consent: You can withdraw your consent for specific processing activities.
  • Delete your data: in certain circumstances, you can request the deletion of your personal information.
  • Opt-out of marketing communications: You can opt-out of receiving marketing communications, newsletters and updates from us.
  • Data portability: You can request a copy of your data in a structured, machine-readable format.
    • Age Restriction

    The use of Browpay is not intended for individuals under the age of 18 years, and we do not knowingly collect information from children under 18 years old.

    Security

    We employ strict security measures to protect your personal and financial information. This includes encryption, access controls, and regular security audits. However, please be aware that no data transmission over the internet is completely secure, and we cannot guarantee the security of your information.

    Changes to this Policy

    We may update this Privacy Policy periodically to reflect changes in our practices or legal requirements. We will notify you of any change via email or by posting a notice on our website.

    Contact Us

    If you have questions or concerns about this privacy policy or wish to exercise your privacy rights, please contact our Data Protection Officer at data-desk@browpay.com

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